CONNECT the DOTS
CONNECT the DOTS
Who doesn’t want to save money?
Who thinks it’s too hard?
Have I got a treat for you this week. My guest loves to save money so much that she turned it into a business!
Learn how to save money AND how to think abundantly in your business.
Speaking of abundance in your business. If you’re ready to ELEVATE yourself and your business to multiply your growth in 2022 …
Apply for Miracle MULTIPLIER Alliance by December 5th to experience a full year of EXPONENTIAL growth without exponential effort.
Listen to the show
Well, you know what that means it’s time to Expose The Money Lies. Let’s get started.
Hey there, hope you all have had an amazing week, it was so nice to come back after a long weekend and get so much done this week about you. So I am going to, of course talk about money today, don’t I always? How do you save money? And what do you do with the money that you’ve saved? What are you saving money for? Then what other financial goals do you have? I think it’s good to have both short term and long term financial goals and a strategy for saving money.
Now, whether you’re trying to save money, because saving money can mean one, it can mean a couple of different things, right, it can be saving money on things that we’re buying. So you know, saving $2 on a $10 item that saving money. But it can also mean putting away storing away money for the future. So whether you’re trying to save money on the things you buy, or you’re saving money by putting away for the future, saving money is a skill you develop, you’re not born with it. You don’t automatically know how to save money, no matter what kind of saving money we’re talking about. And as entrepreneurs, when we think about saving money for the future, most at least for my clients, our go to thought is, this is so hard. I know a lot of my clients have a hard time saving money.
Now there are some of my clients that are just the opposite, they have a hard time spending money. But both of those things come from limiting beliefs. This is so hard, it’s so hard, it can be so hard to spend money or it can be so hard to save money. So whichever side of the fence you’re on, it is only hard because of what we believe, you know that because most of you that listen to this are coaches. So a more empowering thought is the question of what would make this easier.
Now, I just coached someone on this and it was really fascinating. To watch her brain wrestle with this question of what would make it easier. We’re brain, I mean, just the look on her face was priceless. And it just it’s not that uncommon to get this same reaction. When I asked this question to any of my clients, and whenever I noticed this, I like to give them a little bit of a nudge. So, you know, when I asked this question, and they give me that deer in the headlights look or, like my dog Savannah, who, you know, rest her little soul, used to, when we would talk to her, sometimes she would tilt her head, like, What are you talking about? I don’t understand. So sometimes they get that deer in the headlights, sometimes they get that little puppy dog look. But it’s like when you’re learning to ride a bike, it’s really helpful. If your parents or your big brother or sister let you get on while they hold you steady, you start where there’s a little bit of a downhill. And when you’re ready to go, they give you a push to get you going to give you a little momentum. So this is what I like to do with my clients, I like to give them a little push to give them a little momentum by asking some very targeted questions that move them in that direction, or what happens more, or even more often is I just give them an idea or two to get the juices flowing.
So I get them started on that bike. You know, give them a little bit of momentum by offering a couple of examples from my brain so that they can take that to their brain and say, Hey, go see if we have anything that looks like this in stock. So it helps for your brain to know what it’s looking for. So that it can go find it so that it can bring to your attention other things that look like that. And so that’s what I do. And that’s just like what I do when I add things to the grocery list that aren’t our normal staple grocery items. My husband is retired and you know, I am trying to build a business and he has more time than I do so and he wants to keep being retired. So he gladly runs most of the errands. He’s been very good about that. I haven’t even I mean, I didn’t even ask him to start running most of the errands that he just, you know, took on that responsibility. But there are times when I put something on the list that he’s never heard of, where he doesn’t have the first clue what to even look for, it doesn’t know what it looks like, he has no idea what oil to go looking for it on. And so sometimes what I’ll do is I’ll find a picture of it on the internet and text it to him. So at least he knows what it is, you know, what the thing looks like and what he’s looking for. And if he still can’t find it, at least he has something to show the store clerk when he’s trying to get some additional help. But so all that to say, when we’re giving our brain a problem to solve, sometimes we need to give our brain also an idea of what to look for. So that as it’s looking through the filing cabinet, you know, that little filing cabinet that’s in your brain, it goes through and it’s looking and looking and looking. And if it has an idea of what it’s looking for, if it has an idea of what that looks like, then it’s probably going to be easier for it to know when it comes across that so that it can bring that to your attention.
So back to my client who was wrestling with this idea of how to make it easier. Well, I gave her a couple of ideas to get her started. And then she was able to find more on her own. So it did get her juices flowing, it did give her some other ideas. Once I gave her an idea of what that looked like, and now that her brain knows what she’s looking for, when she’s operating in the world on a day to day basis, she will automatically find more in her brain will bring them to her attention as it comes across them. So the same thing is true with making and saving money. When we think it’s hard, when we think it’s complicated. We resist it. And when we believe, Oh, that is possible for that person. But that’s because they’re an extrovert, or that’s possible for that person, because they have so many connections already. Or that’s possible for that person because they’re good at speaking. Whatever it is. When you don’t think it’s possible for you, you resist it. And when you resist it or avoid it, read it procrastinate about it. So you know, something you thought would be boring, hard, tedious, dreadful or complicated. What happens when you do that? I mean, think about it, do you put off, avoid or resist the things that are easy to check off the list are the things you can have fun doing the things you enjoy doing? The main thing about it, if you put it on your list of things to do. Next item on the list, watch Netflix, how many times do you think you would procrastinate doing that? How hard would it be to get that checked off the list? It wouldn’t be hard at all because you enjoy it. You have fun doing it. And you know it’s possible. Right?
Budgeting on the other hand is not Netflix. And it is something most of my clients resist and avoid like the plague. I don’t know why. Budgeting has such a negative connotation to it. It’s like budgeting equals pain. It’s like automatic in our brains. But every time it comes up, it’s like your brain saying sorry, no time to get that checked off the list. I don’t have time for that eat. So you just keep kicking that can down the road. But what if budgeting or tracking expenses was more fun and rewarding? What if there was some way to make it something you look forward to like Netflix. The key is for these types of things is to find ways to make something you want to be committed to easier or more fun or at least less complicated, less tedious and less painful. And that brings us to my guest today. My guest today makes a living making saving money, easy for people. And that’s awesome.
But before we get to that, I just wanted to give you a quick update on the next thing that I’m doing. Oh, it is so much easier to have a team to help build your business than it is to try to do it alone. Just ask me how I know. I have spent a lot of time I’m trying to do things on my own. And, I mean, I used to have trouble asking for help. I used to have trouble delegating things. But what I’ve learned is that if I want to do the big things, and I want to have the big impact that I met for, I have to develop the skill of contributing to others and letting others contribute. And that, you know, I love contributing to others. But it’s the letting others contribute that I have a problem with or that I used to struggle with. Now, I’m still developing this skill. And as I’m developing this skill, I’ve started to realize that every time I have partnered with someone to collaborate or brainstorm, we both come out better. And every time I let someone else contribute, it’s a win. Even when I look back on my roles in corporate, it has grown me and has led to a greater win for the organization when I’m willing to involve other people in the journey. Now, it’s all it’s not always comfortable to do that. It’s not always comfortable to speak up and share what I’m thinking. And I’m sure you found this to a lot of times, it feels pretty risky to speak up and be heard and share my ideas, share my thoughts, share the concepts that I’m building in my business. I mean, I do have lots of great ideas, that’s something that I’ve always, I think had is a lot of ideas. And every time that I’ve been willing to share those, it has worked out. So I’m not sure why my brain thinks it’s so scary, but it does. And, and I love sharing my ideas with other people, especially the ones that maybe I don’t have any plans to use, I love sharing ideas that I’m not going to use because that way, if somebody else wants to use them, they don’t go to waste. And I’ve never really cared who gets the credit. And I think that’s one of the things that makes me such a good coach for other coaches is because I have no problem cheering other people on, and I have no problem giving them all the credit for their success. And I have no problem sharing whatever grand ideas I have, and letting people take advantage of those ideas or use those ideas to grow and to expand and to get what is truly possible for them in their life in their business. And, as a matter of fact, I not only don’t mind doing that I absolutely delight in, you know, giving out my ideas and seeing people succeed, seeing people grow, and seeing people do the big things that they’re meant to do.
And that’s why I feel like in a group environment that I shine, because I love sharing, I love brainstorming, I love collaborating with other people. I love making other coaches better in whatever way that I can give in whatever role I happen to be in. Whether that’s when I’m facilitating the group, or when I’m just a participant, I just absolutely love being a part of their journey. And I feel like that’s one of my greatest assets. It’s an amazing position to be in because I love making it about other people, then I get so much joy and fulfillment from watching people grow and succeed, and being in a position to cheer them on. And that’s what I’m creating as I’m building Miracle Multiplier Alliance. I’m recruiting 12. People who love doing that too, who love seeing other people win as much as they love winning themselves, or maybe almost as much as they love winning themselves. But we’re all going to get better at asking for and receiving help. When we’re in the group together. When we’re on the same team, we’re all going to be able to speak up and share our ideas and get super valuable feedback on those ideas. Everyone will get coaching on limitations and everyone will grow exponentially as a result. And if you want that, I say go for it. I say go apply to Miracle Multiplier Alliance, because that’s the type of person I’m recruiting to be a part of this year long group that gets started January 1, because I want 12 other people in the room that are going to cheer the rest of the team on and do that in a way that they don’t really care who gets the credit. That’s the type of person I’m looking for to join Miracle Multiplier Alliance. If you want to be in a room with those kinds of people and get the benefit of being cheered on by them then go apply for Miracle Multiplier Alliance because you’re the type of person that I want in that room.
And I feel like Lynn, my next guest is one of those people I want. She’s that type of person she loves watching people save money. She loves watching or she loves cheering people on. She’s the owner and founder of Families Fly Free. Now, I’m going to say that a couple of times during this and I probably am going to mess it up because that’s hard to save really fast. Lynn Mettler is a longtime travel journalist for outlets like US News and World Report, the today’s show and MSN living just outside of Indianapolis, Indiana, she discovered how to fly free with her family of four She now teaches families how to simply and easily fly free so that they can make more priceless travel memories through her Family’s Fly Free online membership, podcast, blog and YouTube channel. So listen in so that you can find out how to save money on travel. And find out how Lynn’s mindset led her to start this valuable and successful business. Enjoy. My guest today is Lynn Mettler and she is helping families fly free and land. I am so glad to have you. So great to spend time with you in Texas a couple of weeks ago and get to know you a little bit better. I am really glad you’re here. Thanks for having me. I’m happy to be here. And I love to talk about travel. So yeah. And I don’t really know that much about travel. So this is a perfect conversation. Okay, good. Yeah. So the first question I always ask my guests is, you know, I always do the formal bio, but what I really love to share with people is who you are outside of your business, but like who is Lynn the person? That’s what I always like to ask people? Um, well, I’d say I’m a lifelong learner. So I, I’m one of those weird people that like to go to school, you know. And so I love learning all kinds of different things. So like, right now I’m studying Italian because I would love to be able to speak that conversationally different than the way you learn it like going through school. But too, as part of travels, I love Italy. So how cool would it be to be able to understand what they’re saying to me and at least make myself understood. So I do that I am a Catholic Christian. And so I love to study theology and philosophy and those kinds of things. I’m taking a class on Aristotle right now. I just love to read. That’s I’m just kind of a nerd. I guess. That’s what I was. I’m also a nerd. I love it. I love it. I am also a bit of a lifelong learner. I loved school, I loved college, to like my good dreams at night or like going back in college, you know? Great, um, that’s awesome. So tell me a little bit about, like, how did you even get into like, tell us a little bit more about your business? And how did you end up doing this?
How did you end up starting a business doing this? Yeah, so um, I’ve been a longtime travel journalist for different national outlets. And I’ve had a public relations business to where I worked with different travel clients, I’ve always kind of been in that sphere. And as a writer, I get pitched a lot of ideas, you know, to write about from different people. And so maybe five or six years ago, I got pitched this idea about this couple, and they were traveling the world on frequent flyer miles, but they weren’t earning them by flying. So that was the big like, lightbulb moment for me. Like you can earn frequent flyer miles without flying. Like I thought those two had to go together, right. And they were doing it by signing up for credit card bonuses and some other things. And they were traveling the world doing this, like flying around the world for free. So I was very intrigued by that. And I thought I have to look into this more and at the time, I was a big couponer and so it hit me as this is like the couponing of travel but like instead of getting, you know 100 boxes of toothpaste for free, you know, I’m getting I could get free trips for my family. And we had never been able to travel very much. Like since I’ve got married and then had kids like I certainly couldn’t fly for people free any or You know, pay to fly for people anywhere. So here and there, my husband and I might take a trip, or we would drive maybe once a year somewhere. So, I just really kind of looked into this over time and figured out a simple way to do this, that suddenly allowed my family to be trapped, we would fly like, and we do if it’s not a pandemic, six times a year. And so this just completely like opened the world to my kids to me, like we were at the good all these places we had never been and you we were getting to a point where, okay, where do we want to go next, you know, we’ve kind of seen the all those bucket lists, not all of them, but you know, a lot of bucket list places. So that’s how I got into this. And I just felt like, I’ve created a simple system, that I should show other people how to do this, too, because there’s so many other families who feel the way that I did. They want to take their families places, but they don’t have the budget for it. And they just don’t realize there’s a way to do this. And it’s actually quite simple if you just know the steps. So Wow.
So tell us a little bit more about how your business works. So I have an online membership. So when you join, it’s an annual membership, and you become part it’s called families fly free, right? Pretty clear what we teach. So when you come into the membership, you get one on one consults with my team over zoom, we create a plan for you, I have what I call my fly free formula. And so those are the specific steps that I teach families to take in order to fly free. But still, we need to customize it to each person, depending on what they’ve already done so far, how many people are in their family, where they want to go, all that kind of stuff. And so we give you a customized plan based on my formula. And then there’s a whole lot more to it as well. Like we have weekly webinars about travel like destinations, how to save on car rentals. Going into more depth about my process, we have a community where you can get help from other members. We have all kinds of like a more than 100 hours of video and an online system that you can watch all of our past webinars, so and you always have access to support from us.
Because when you delve into this, we call it miles and points world. There’s a lot you can do in there. And there’s a lot of different websites and blogs out there that kind of show you all the millions of things under the sun that you can do. And I personally found that complicated and confusing. And I didn’t know what was the right thing to do, or the easiest thing to do. So I have just curated that over time and picked out just the few simple steps that you need to take and still accomplish the goals of being able to travel, say six times a year with your family. Okay. Wow, that’s that sounds pretty amazing. I mean, who? Like, no wonder your business is growing so quickly? Yes, yes. Like, who doesn’t want to be able to like when you can eliminate airfare from your travel budget? Like that’s just a huge expense. Yeah. Because the average cost of a round trip flight in the US is about $350. So multiply that times however big your family is, and that’s a lot of money. So but what I run up against is people feeling like, it’s that’s too good to be true. Yeah. Yeah, that sounds like too, too, too good. I felt the same way. Right, it does. So what I’ve done to try to overcome that is showcase my current members and interview them have them on my podcast or YouTube channel. And so that people can hear directly from them about how much they’re saving. And that yes, it really does work and what they like about it, so, yeah. So what’s your podcast called? It’s also called families fly free. That’s pretty much all my social media. That’s the website, families by free calm the whole thing. It’s easy to find. Okay, cool.
Well, now everybody knows how to find. So if they if flying free, sounds good to you, then you know how to find Lynn Families Fly Free. I mean, that sounds like you’re quite the problem solver. And I always say good problem solvers have to have an abundant mindset. Because in order to solve a problem, you have to believe that the solution is out there. And then you not only have to be willing to believe that the solution out is out there, but that you can find it and you can apply it and you can enjoy this flying free thing too. So tell us a little bit about I mean, because a scarcity mindset, sees a problem and focuses on the limitations. And the problem with that is what we focus on grows. So instead sounds like what you did is instead of focusing on what was stopping you, or what was limiting you, which was budget, right, because it was expensive to fly a family of four, instead of focusing on what you couldn’t do, you sort of had this insight to, you know, when you heard about this couple that was doing this. And you said, I wonder how I can do that. Right? That’s a very abundant mindset.
You know, and then you had to kind of think through if this were actually possible for me, what might that look like? What would I have to do? How could I make that happen for my family? Yeah, and I do, I don’t necessarily think of myself in the past as having an abundant mindset. Like, I have always struggled with scarcity and lack. But on the flip side, I’m definitely an optimist for sure. So I always default to it’s definitely possible, you know, let’s give it a try. The glass is half full instead of half empty, that whole thing. And so I think what started me here is, is, and this is what I try to show other people, too, if I could see it was possible for that couple, then, of course, it’s possible for me, and that’s what I do try to if it’s, it’s possible for this member, it’s possible for you I just interviewed like a family of seven, you know, if a family of seven can do this, and they’ve already gone three to four, three trips this year with one plan, you can do it too, you know, like anyone can do it.
So I think that’s what inspired me was someone else has already done this. And I did do a lot of reading about different people and how they were making it work. And so I just kind of dipped my toe in and said, Okay, let’s try this first. And then, hey, that worked. Got my husband on board after that. Step one. Yeah. And then we tried step two, and then that worked. And then I had some failures, for sure. Along the way, like I made some missteps. And I got did some things that I shouldn’t in hindsight, and I, you can get very tempted in this too. Because a lot of it is taking advantage of big credit card bonuses when they give you a bunch of miles or points. And you can get very tempted to get like a whole bunch of credit cards. And so I’ve like I got one that I didn’t need, because I didn’t think about what I what was my goal here and what kind of miles that I really need. And so I end up with a car that I didn’t want.
So the way I teach it now i i Just teach maximum, you can do my system full out with three cards total. I want it to be simple and not complicated. And I will have people sometimes cutting me that want to have like 20 cards, and I’m like, you could do it with three cards, but they don’t want to you know, so yeah. Okay, I guess. But so yeah, I do. I like to keep it simple. And so I was able to see that, hey, we can do this with minimal effort and still get maximum return. Hmm. So you don’t want this to be a second job for yourself? Either. Like, couponing, turn into that, you know, yeah. How much work that is it really worth the effort? You know? Yeah. Especially for what you got. I mean, if you need 100 things a toothpaste then she’ll use them at some point. But you know. Yeah, I like it. maximum return with minimal effort. One, like I’m a big believer in like the 80/20 rule. Yeah. So I try to approach everything that way. What are the 20% of efforts I can put into something to generate 80% of the results. And so that’s how I’ve approached this. What’s the easiest way you can still accomplish the goal of and I really focused on traveling around the US, the Caribbean in Europe. I don’t get into beyond that, because it does get more complicated. Beyond that, but that’s my family’s primary goals right now. So like, I feel like we can travel through Europe, probably for the rest of our lives and, you know, still have more to see. So for families who have those same type of goals, that’s I’m able to help them with that very easily. Oh, I love that the 80/20 rule. Yeah. Because and, and how and I think this applies to our business too, right? Oh, yes. Yeah. So I think if people take a look at what they’re spending most of their time on, is that what’s producing most of their results? And if not, then make some changes. Cut it out. Yes, yeah. Now that 80% That’s only generating 20% of your results. Yeah.
So can you think of any examples off the top of your head where you learned that lesson for yourself in your business? Um, yeah, I mean, I would say, you know, I’ve tried lots of different things over the years to, to generate an income, a sustaining income for myself for this so that I really can full time teach people how to do this. And I’ve tried all kinds of, you know, different things, I would say one example is that I earn affiliate income if someone signs up for one of the cards that I recommend. So early on, I spent a lot of time doing like one on one credit card analysis for people like what cards do you have? And which ones do you really need. And, you know, if you decide to apply for one, I recommend use my link. And that was very time consuming. And I’ve kind of learned over the last couple years that actually, if I just focus on sending out a couple of emails, because I, I, again, I only recommend three cards. So yeah, I’m focused on those specific cards, because those are the ones I use, those are the only ones I recommend, that is generated so many more results than say, trying to, you know, promote 20 cards and do it with all of these one on one consults. So I actually did better with that minimal effort than I did. What took so much more time. Yeah.
So what what triggered you to kind of see that as an opportunity to swap the time and effort for the results. Um, I just decided to, you know, try narrowing my focus, because it’ll it aligned with what I was doing. Anyway, since I only my process is really only three cards, it, it made sense to just stop listing every card under the sun that someone might want. It’s that just aligned with what I was doing anyway. And then it turned out that, you know, ended up making more sense. And I’ve been one of the more successful people in that program, just by narrowing my focus. Yeah. And I’m really an expert on those instead of trying to be, you know, expert on everything. I’m not I am an expert in the see on these particular cards. Yeah, yeah. And people can move into scarcity, sometimes when they constrain their focus, thinking that they’re going to miss out on something by not doing that. So you have to be willing to question that scarcity mindset. And just give it a try, right. And it’s, it seems to be really, again, rather than trying to do everything, not very well, it’s so much better to do one or two things very well, really well. And that’s how you separate yourself. And you create a niche, or, you know, like, I work with families, and I’m not, there’s other people in the sphere, who really focus on like, single travel and flying first class around the world with glasses of wine on planes with showers, like, that is not my deal. So like, if you want to stay in the penthouse at the Ritz, I’m not going to be able to show you how to do that, you know, not with a family. But I will be able to show you how to get anywhere, you know, if you’re willing to I always say I will hang on the back of the plane, if I’m not paying airfare to get there. You know, it may not be the most comfortable, nothing terrible, like I teach Southwest Airlines for a lot of a lot of things. And you know, there’s not a first class for example, on Southwest, so you’re going to be in the economy, but you’re going to not be paying for it. So yeah. Yeah.
So you cater to those people that are similar to you, who don’t care about the, the luxury version of that, right? Cause you could go, you maybe could do that, you know, once every two or three years, but my goal is to take my family as many places as possible. So it’s just a different it’s just a different goal set there, you know, yeah, yeah. Different level of experience. You would rather have the experience and not have the luxury then not have the experience. Exactly. Yeah, yeah. I’m kind of in the same camp. Um, so there, I think you probably it sounds like you also had to be willing to make some investment. You had to be willing to have a mindset of being open to it, possibly not working, or a mindset of being willing to potentially fail or make a mistake, or, you know, any of those things. And, and I find, like, for a lot of entrepreneurs, that, you know, not being open to those things, not being willing to fail, not being willing to make a mistake keeps keeps a lot of entrepreneurs stuck. So I’m wondering, when you were trying to figure all this out, when you had the belief, hey, if this is possible for this couple, maybe it’s possible for me?
What were what were the things that you had to invest in order to give it a shot? Well, we had to, a lot of people, you know, have a fear of credit cards, like that’s a big one, that you have to get the proper mindset around that credit cards don’t have to be a bad thing. And we’ve been in debt before. So like, that was a scary thing for us to have a credit card again. But to I’ve heard you talk about, you know, trusting yourself with money, right? So trusting that we could do this the correct way. Because if you do it the correct way, you don’t pay any interest you like, the way I like to do it is just charging the card pay off card, you know, every day, every other day, it’s no different than coming right out of your bank account. That’s what works best for me to do it that way. Because if you end up carrying a balance, then you’re paying interest, high interest, and then this is you’re no longer flying free. So that’s not the name of the game at all. The idea is to earn a return on your everyday spend in the form of free travel, you’re not buying anything, you wouldn’t be buying anyway, you’re just using your everyday spend, or the things that you have to purchase anyway, and you’re earning miles and points for doing so. And we show you how to earn the most possible and how to pay the fewest possible for your flights. And that’s how you really start to be able to go a lot of places on the same number of miles as points as other people. And we. So I think that was a fear that we had overcome. And I have a lot of members come in with that fear of you know, getting that shifting their mindset that credit cards can be a good thing, if you do them the right way. And so some people want to just, you know, we did this, I think we just started with one. And then we were like, Okay, this is going well, we got we did our first free trip, you know, and then you can add the second one, and then you can add the third one. And so you just go at your own pace, and and then you’re comfortable by the time you arrive. You know? Yeah, you’ve learned to trust yourself when you start with one is like, let’s see if this works. And I mean, you could almost even set a time limit, like we’re going to try this for six months, or we’re going to try this for a year and see how it goes. And and you can even check in with yourself each month or each quarter to to determine like, yeah, has our spending increased? Has our you know, or have we carried a balance and gather that evidence that yes, this is working? or tweak something? If it’s not? Right.
I think that’s a good idea of yet did we end up spending more than we would have just to get more points, like points? Yeah, yeah. Because I can see that being a fear to a fear of overspending. You know, like, oh, I’ll just get this because it’s, you know, because I earn points without, you know, questioning, oh, is it in the budget? Or, you know, do we want to spend this why do we want to spend this? And another concern that people have, and we have two is the the impact on your credit? That’s a big one. Is this is this going to make my credit drop because I’m opening cards. And like when we first started this, we also did very slowly because we were getting ready to buy a house. And so we didn’t want to apply for card and have our credit dropped even, you know, a couple of points and get a higher interest rate. So it turns out it’s if you do this, the way we’re saying actually was a great benefit to your credit. Yeah, that improves your credit because a lot of those credit scores are based on how much of your available credit you use. And so if you open a credit card, then just for people that are listening to the podcast that might not know this.
So if you open a credit card and you increase your available credit by 10,000, but you’re paying it off every month, then your credit score actually increases, because you’re using less of your available credit. Yeah, because it’s seen as a positive that that also that the banks have decided you are worthy of extending credit to So like you said, that just keeps building the amount of credit extended to you, which improves your debt to credit ratio that, yeah, you’re talking about, and you’re making payments on time every month, that’s a bonus to, and there is a, you know, a temporary drop there, when you apply for a card that usually less than 10 points, and it’s usually more than offset, as you’re talking about by that extension of credit to you once that happens. So I this family of seven, I was just interviewing, he was talking about how that was a surprise benefit to him. That actually it’s improved their credit. Yeah, doing this, you know? Yeah. Yeah.
So, again, I mean, we keep talking about scarcity versus abundance, you know, when all of these are limiting beliefs, all overspend, credit cards are bad, those are all what I call Money Lies, which is, you know, the name of this podcast. But they’re, they’re lies that we believe that don’t serve us, you know, my credit score is gonna go down, that’s a Money Lie. And it keeps us from stepping into the abundance that’s available to us the stepping into the possibilities that are actually available to us. And coming into a brand new year, this is a great time to, to do something like this, right?
Because, you know, people are setting goals for themselves. And, and I know so many people that want to travel more that want to get out more that want to give their families great experiences, you know, and you can do that through travel. So I mean, what better time to, to figure this out, then now and set yourself up for a, you know, some great trips in 2022? Yeah, I mean, this is the perfect time, it seems like everyone starts thinking about and start booking travel right after the holidays. There’s like a huge uptick in January. And there’s a huge demand right now, for the people who didn’t get to travel during the pandemic. So we’ve kind of we’ve seen that kind of ebb and flow like the summer with things sort of settle down than ever, it was just really, really crazy. And then it sort of settled back down in the fall. And I’m sure we’ll see another big uptick coming. So and you do need to plan if you want to do collect miles and points to fly free. I usually say in about two to three months, depending on how quickly you want to move, we can have you in a situation to be able to take your first trip and then be able to go there forward. But you do need to have a plan and have time to collect those points and get them in place. So you can begin to travel. And because I get a lot of questions about like, Well, should I be doing this now because I’m maybe I’m not ready to travel because of the virus or whatever. And the way that we teach you to the miles and points we teach you to earn, they never expire. And there’s been a many, many good opportunities this year to earn more points than ever before. I think they’re trying to encourage people to I think they see you know, like an uptick in spending coming in. They’re trying to get cards in hands with really, really good bonuses and offers. And, of course, the airlines are trying to encourage folks to fly when things were really down.
So it’s been a good opportunity to kind of collect a bunch of miles and points that you can use forever going forward. So anything you collect now, you can use forever. So there’s no harm and in collecting and learning the process now and then getting it on autopilot. Because once you learn our process, it’s very easy to just put it on autopilot and keep it going. By just knowing the cards that you need to have in place and how to correctly spend on them. And then we teach a lot about how to particularly on Southwest paid fewer points per flight. That’s a big, big part of it.
Oh, one of the things that I always like to ask my guests is what was your biggest Money Lie or your biggest challenge with regard to scarcity mindset? Um, for me, money wise, I definitely have always struggled with that money. He is bad for some reason. Um, and I guess the evil? Yeah, exactly. And logically, I understand that that is not the case. But it’s just, it’s just deeply in there. I think it’s ingrained. We’re, we’re talking about saving money. So then that does kind of if you’re, if you’re trying to not spend money, there’s something bad about spending money. Okay, plied? Maybe I don’t know, in there. Yeah. Um, but so I think that’s the biggest Money Lie had to keep working on and just be aware of. So spending money is bad, but saving money is good. Right? Saving money? Yes. Very good. Yeah, it’s very, you know, you’re a good steward if you save money, right? Yeah. So what’s your favorite thing to believe about money or making money in your business? Um, I like the idea that there’s plenty of it, that there’s more than enough to go around that there’s not a scarcity of money, there’s not. If I have someone that someone else has less, I think that’s where a lot of that money is evil comes from that I shouldn’t have some because I’m taking some from somebody else. When that’s not really the case, there’s plenty of money to go around money’s a shame exchanging value. So yeah, it just represents the amount of value or the amount people value, I guess what you’re doing, and you’re actually creating more spending value. I am and I am, I have a guarantee, if we don’t save you, at least double your investment in the membership, then your money back. So and because we’re seeing I, it took me a while to believe that, that it had that value. I know it has had it for me. But now I’m seeing you know, all these different members get on with me on Zoom, and they’re so excited to tell me all these things they’ve done and how much money they’ve saved. And people are saving, like four or five and $6,000, like in the first six months. Wow. And taking like big, we’re having people take like extended family, you know, on these big trips that they trips they would have never taken because in their mind, that was not possible, right? Yeah, it couldn’t do it. And suddenly, once they learn our process, then they can see it really is possible and go and do it. So that’s amazing. Like, we just put together a collage of all of our different members in different places. And like that was jaw dropping for me to look at and see the visual of how many people we’ve been able to help take these trips to and show their kids or whoever, you know, places a dream so and I feel like those are, you know, on money, you know, that is a priceless thing. I mean, your kids are and you are you’re never going to forget some of these really special things that you do. Whereas things the things you accumulate not so much.
Oh, how fun is that to put together a collage of people just enjoying a rich abundant life, which is what I am all about. So I always say that I like to unlimit your money mindset. And so what I see you doing is unlimiting their travel mindset. Yeah, you’re like, you’re the equivalent of a travel coach. Yes, I do. I don’t I never call myself that. But I do. That is what I’m doing. I think what you do you coach people on how to save money on travel. I love it. Love it. Love it. It’s a pretty good gig. I have to say. Yeah, I can’t I can’t imagine. I mean, I can’t imagine doing anything more fun than you know sending people around the world on awesome experiences. Yep. And then I have to go report on places they need to go to and Oh, noes. Well plan this has been so much fun. I appreciate you coming on. I have had a blast talking to you and finding I have learned so much. So thank you for that amazing education that you gave me. Sure. Yeah. Just let me know when you decide where you want to go. So I can help. I sure Well, take care.
Wow. Isn’t Lynn a great person to have on your team, especially if you like to travel. Most of my clients really want to travel more. And what a great resource for families. I don’t have Have kids but I remember my brothers sisters years ago wanting to visit me because I have, for a long time lived in, states, far away from where I grew up, which is where most of my brothers and sisters still live. But them wanting to visit me when they had kids at home and not being able to do it because of the cost of airfare and, you know, trying to fly, you know, a family of four or five, in some cases, was could get pretty expensive. Now, I know Lynn said, she doesn’t think this way in all areas of her life. But she sure had an abundant mindset when it came to travel. And when it came to figuring out a way to travel on a budget. And this is, and I’m going to talk a little bit more about this, because this is not this is not something to brush past. So I mean, it just it really does go to show you what’s possible when you focus more on the solution than on the problem. She had a problem to solve, and she went about looking for ways to solve it. What I want to point out is that is an abundant mindset. And it’s no surprise that she’s a successful entrepreneur, because that’s the kind of mindset you have to have, in order to become successful as an entrepreneur and to thrive in a small business, you have to be committed to basically these three things.
One, knowing what you want to being committed to investing in what you want. So she knew she wanted to travel more with her family. And she was committed to finding out the best way to do that. And the third one, believing that it’s possible, and she definitely believed it’s possible and she went out in proved that it was possible. And she proved it so well that she was able to start a business teaching other people how to do that. So knowing what you want, being committed to investing in what you want, and believing that it’s possible. As long as you have these three things, you will become successful, you will thrive and it won’t feel like a huge sacrifice. It will be fun and fulfilling and rewarding, just like it is for Lynn. Scarcity mindset sees a problem and focuses on the limitations, which limits you because what we focus on grows. abundance mindset, however, sees the problem. And instead of focusing on the limitations, ask the question, What can I do? What can I do? Rather, abundance believes there is a way and sets about figuring out what that path would look like, what it could look like, you know, Lynn when she was figuring this out for herself was an optimist, at least when it came to travel because it was important to her traveling was important to her. So she was willing to risk failing, she was willing to risk it outworking. That’s why it’s so important to know what you want, and why you want it. Knowing the results you truly want is truly half the battle to getting it. And it doesn’t mean it was easy. She admitted that she had made some mistakes along the way she screwed up along the way. We all do. It’s inevitable. But what’s also inevitable is that if you keep going, if you keep moving, you will get there, just don’t quit, you will succeed you will grow and your business will grow too. So think about the result you want. Keep it simple. Commit to getting it and keep going. Celebrate every win along the way. Look for the surprise benefits and celebrate those two and share them with other people that are on the same journey so that you can give them hope that it’s possible for them. I’ll see you next week.