Result: Win With Money in 2019

The last few weeks I’ve been sharing what leads to our results because I’m trying to set you up to win with money in 2019. Whether you work with me, you work with another money coach or you take the information I’m giving you, I want to encourage you to just keep being open to move toward the relationship you want to have with money. That means:
  • Keep learning about money
  • Keep doing the right things
  • Keep working on your behavior
Do these things and you will win with money. 

I’ve said this many times, your thinking is what ultimately drives your results. Your circumstances don’t cause your feelings – it’s your thoughts about your circumstances that cause how you feel. 
Last week, I talked about how your feelings cause how you act, what you do. Everything you do is based on how you feel or how you want to feel or don’t want to feel.


This week I’m sharing how your actions lead to your results. If you think about being on a diet, it’s easy to see how this is true. What we eat leads to our weight results – how much physical activity leads to our physical fitness results. It’s the same with money – how much we make, how much money we bring in leads to our financial results, how much we spend leads to our financial results. Going into debt leads to our financial results.

But what does this look like in our bank accounts?

What are you committed to? Are you committed to increasing your bank account? If you aren’t, then that’s probably why you haven’t achieved it.

If you picture a cheetah chasing down a gazelle, a cheetah is much faster than a gazelle – a cheetah is the fastest mammal on the planet. So you would think that every time a cheetah chases a gazelle, the gazelle loses. But sometimes, the gazelle gets away.

I’ve seen clips where the cheetah just gives up and the gazelle runs off to live another day. Why is this? It’s about their compelling reason. The gazelle’s compelling reason is to not get eaten – a very compelling reason indeed! The cheetah’s reason – to get something to eat, one thing among many potential options – is not nearly as compelling. 

When you want to reach your goals, when you want to achieve a specific result, whether it’s to lose ten pounds or to improve your relationship with money so that you can stop stressing about money and be present in the things that you really value above all else in your life, it also comes down to your compelling reason and your thinking.

When your actions don’t lead to the results you want, don’t look to the actions, look to what you’re thinking. If you want to feel committed to change your relationship with money, what will you need to believe in order to feel committed? What thought, what belief, makes you feel committed to that result?

When you find the thought that is right for you, you will know because you will feel committed. When you find that thought that makes you feel committed, practice believing that. Every day. Multiple times a day. When you feel committed, the actions will come, which means the results will come, and they will come without you worrying about the how.

How do you want to feel about your goals?

What do you need to believe to feel that way?

Find that and you will find your way to achieving your goal. 
#Get Results #JillTheMoneyCoach #Committed #CompellingReason

Twenty years ago, Jill Wright was in debt and living paycheck to paycheck. Through focus and hard work, over the years she and her husband built a nest egg that allowed them to retire in 2018 at ages 50 and 53.

Jill heard God’s call to help other women repaint their own financial future and was eager to answer it. She left her corporate job and became a Financial Confidence Coach. Jill loves helping women give up shame around spending so that they can stop stressing about their money.

She helps strong generous women go from feeling weighed down by their finances to feeling in control so they can focus on being present and supporting their family.

Start Small and Grow

Whenever we’re learning how to do something new, we don’t start by being perfect right away.

When we went swimming for the first time, we really didn’t swim (most of us). First, we might dip our toe in the water a little bit, then we might sit on the edge and put our feet in the water, then more of our legs. Then we might go into the most shallow part, then in a little deeper and gradually little by little, we would eventually learn to swim all over the place.

It’s the same with learning a new skill or re-learning a skill. When you’re learning how to be responsible and manage your money or learning how to do it better, it helps to start small. 

Here are a few small things that you can try. Pick one or two – start small – and only pick the one or two that you know that you can commit to doing every day for the rest of this month. You can use these or if you’re creative, come up with your own.
  • Save $1 each day
    • Start an envelope and tuck it away somewhere. Each day put another $1 in there.
  • Save all of your receipts
    • Start an envelope and each day, capture the receipts from whatever money you spend and tuck it away. Each day add that day’s receipts.
  • Plan each day’s expenditures
    • Each day plan what you will spend the next day. Just notice when you get ready to spend any money the next day whether what you’re spending was planned or unplanned. Notice if the amount you planned the day before is over or under the amount you actually spent.
  • When you find yourself spending money, stop.
    • Ask yourself how you can better manage that particular expense going forward.
    • For example, if you’re buying lunch, how can you shave that expense?
    • Buying less expensive lunch, packing a lunch, participating in an intermittent fast once or twice a week.
    • Be open to whatever ideas come to you.
  • Come up with one new idea for generating additional income in your household.
    • See how creative you can be.
    • I’ll give you a head start – have a garage sale
  • Learn one new thing about managing your finances each day.
    • Just think of something that maybe you’ve been intimidated by or have wanted to learn more about and ask a family member, friend or a colleague about it, or look it up online. Here are a couple of ideas:
    • Learn how to invest.
    • Learn how different types of insurance work.
    • Learn how you can protect your financial information from being stolen.
It doesn’t matter that each one is just a drop in the bucket. If you keep putting drops in a bucket, eventually the bucket will get full and soon after that, it will be overflowing.
The important thing is not how big or small you start, the important thing is that you start. You have to start a habit before you can grow it bigger.
I would love to hear how this went for you. Send me your results — just share something you learned, how much you saved or how you incorporated it into a family challenge – by emailing me at MoreMoneyCents@gmail.com.

Start small and grow your money big. It only takes one small step at a time. 

What Do You Want to Return?



Did you get anything for Christmas that you wanted to return?

What didn’t you like about this Christmas?

Did you spend too much money?
Were you stressed and anxious?
Did you wish you had handled things differently?

Whatever regrets you might have, the past is just a circumstance. You can’t change the past. The question is what do you want to think about the past, about that circumstance that you can’t change?

One option is “I’m grateful for what that experience taught me.” You can write it down (write down what the situation was, what you think went wrong, what went right) and, without judgment, evaluate what you can learn from it, what educational benefit the experience gave you (like a gift that keeps on giving) and move on. 

Our past is only about events that have happened. Our past does not define who we are and it certainly does not define who we are becoming. Each day is a brand new opportunity to make decisions that drive us forward toward who we want to become and what we want to create in our life.

In a sense, each day is a do-over. We cannot do anything about yesterday, but we can control what we think in the present and we can believe in what we can become and create in the future.

I would love to show you how. 


Twenty years ago, Jill Wright was in debt and living paycheck to paycheck. Through focus and hard work, over the years she and her husband built a nest egg that allowed them to retire in 2018 at ages 50 and 53.
Jill heard God’s call to help other women repaint their own financial future and was eager to answer it. She left her corporate job and became a Financial Confidence Coach. Jill loves helping women give up shame around spending so that they can stop stressing about their money. She helps strong generous women go from feeling weighed down to feeling free, from feeling burdened to feeling lifted up, from feeling their way in the darkness to navigating their way to a hopeful future.
Jill volunteers in her community as a coordinator for Financial Peace University, serves on the boards of Barefoot Republic, Coach Approach and Day 7, and is a mentor for Leaving the Cocoon, a prison ministry for women. Follow Jill at More Money Cents, her business page on Facebook.     Book Your Complimentary Sample Session