There’s no such thing as …. THE right thing

Ever been stuck because you just didn’t know the next “right” thing to do?

Have you ever been so intimidated by the world around you that you stood frozen in fear?

Did you ever want to just pretend that you’re fine with whatever happens in your business?

I didn’t post on social media much at all for a couple of months. I even neglected my blog.

And I love writing! I love sharing the insights that light on me like a bluebird on my shoulder.

So why did I just stop, just like that?

I was overwhelmed.

I was tired.

But most of all I was confused.

I thought I didn’t know what to share.

I felt intimidated because I had shifted my ideal client from divorced moms to entrepreneurs struggling to make their businesses work and all of a sudden I didn’t feel like such an expert any more.

I started thinking that I had no value to add.

I wasn’t sure what the next “right” thing to do was.

Sound familiar?

It should. It’s not that different from what a lot of my clients believe, in one form or another.

The problem is that we think that there’s a “right” way to do everything. We forget that being an entrepreneur is a completely customized experience. Your business is one of a kind. It is a unicorn. And you are the CEO of that unicorn business.

There is no ONE RIGHT WAY to do business. Your business. Your decision. And when you do business YOUR way, instead of the “right” way, you build the business you want. You build a business that fits beautifully into your life.

Who else’s life would you want your business to fit into? Why would you want a business that fits someone else’s life?

The reason that I got off track is that I lost sight of my goal. My goal was to build a business I love that fits perfectly into a life I love. In order to do that, I have to decide what I love … in my life and in my business.

How do I love connecting with people?

How do I love spending the time in my business?

Who do I absolutely adore and love serving?

What does a business I love even look like?

No one except me can answer these questions when it comes to my life and my business. And the same is true for you.

The only “right” way is your way when it comes to your life and your business.

When you have a business you love that fits beautifully into a life you love, you will have a successful business in no time.

Let’s talk about what that looks like for you and get started building your dream business in the background of your dream life!

#TheRightWayIsYourWay #aBusinessYouLove #aLifeYouLove #JillTheMoneyCoach #YOUareMADEforMORE #WomenInBiz #CreateAWay #WhatDoesSuccessLookLike

Who do you have to be?

You Got This

How do you currently see yourself?
How do you feel about where you are?
What do you focus on most of the time?

When I first started my business, I saw myself as inexperienced, inadequate, lacking.
Everything was a struggle.
But it wasn’t because I was inexperienced, inadequate, and lacking.
Even if that were true, which I now realize it wasn’t, it’s not helpful for me to believe this about myself.

When I was working in or on my business, I acted as if I was all those things.
When you’re inexperienced, what do you do?
When you feel inadequate, what do you do?
Many times, I wasn’t taking action, too afraid to fail.
Other times, I was taking action, but very tentatively, not forcefully and fearlessly.

This is why I struggled. Not because I was these things, but because I BELIEVED I was these things.

It’s okay to be a beginner, but just notice how you’re showing up. Is that driving compassion or is it driving inaction?

Who do you have to be in order to succeed in your business?

Take some time to think about this.
Write down the characteristics.
Do you have to judge yourself, beat yourself up? I know that didn’t work so well for me.
Do you have to be understanding and compassionate?
Do you have to be willing to fail?
Do you have to have your own back in every decision you make?

What will it look like when you’re successful in your business?
How will you show up?
What will you do?
How will you do it?
How will you feel:
About yourself?
About your business?
About your life?
When you have your ideal business in your ideal life?

Imagine showing up that way today.

Then notice how you start loving your business and enjoying the journey.

#LoveYourBusiness #JillTheMoneyCoach #YOUareMADEforMORE #BeNowWhoYoureBecoming

What you don’t ask for …. you don’t get. Just ask.

Question Marks

I get questions from people periodically. I thought there might be others that have these same questions. So, I wanted to share some of the questions, along with my responses, in my blog.

I hope you enjoy reading these.

Q: How do you determine pricing that is both fair and produces a profit?

Consider the value of what you have to offer. What are similar things going for in the marketplace? What need does my service fulfill? What is the fulfillment of that need worth in my community?

What would you need to make to make it worth your while? If you undercharge, you also undervalue yourself. When you undercharge, you will most likely end up resenting the work you’re doing. What do you want what you offer to be worth? Start there, then overdeliver. Re-evaluate periodically.

Q: How do I go about starting my own business?

To start your own business, first evaluate what you have to offer the marketplace? What is your compelling reason for starting a business? In my experience, money is not a compelling reason.

There are much easier ways to make money, so when the going gets tough in starting and building a new business, it’s too easy to quit if money is your motive.

What do you hope to accomplish? What gifts does God want you to use for the greater good? What would be a rewarding way to spend your time? What would that be worth to people? Who would you sell to? Where would you find them? What would they be willing to pay? Is that would you would be willing to take?

Depending on the business you want to start, there may be additional steps you need to take in order to comply with Federal, State and Local laws. Your Small Business Administration, other entrepreneurs and small business owners in your community (either virtual or local community), CPAs and Attorneys are good resources. Start building a network of people that you can get to know and that are willing to be a resource as you take the first steps. Set your intentions and then follow through with an action plan.

Q: First steps to take to pay off bills?

You need to first set your own compelling reason for paying off bills. What is your timeline? What are you willing to sacrifice? What obstacles will you encounter? How will you handle these obstacles? What strategies will help you overcome these obstacles? Will you cut other expenses? Will you create more income? How will you follow through on each of these? What are the actions you will take? How will you stay committed to your goal?

Q: Help with budget?

What type of help would you like with your budget? If you want help starting or building a budget that works for you and your family’s lifestyle, book a free strategy session at

Q: How do I attract more money into my life without obsessing about it?

To gain more clarity around money, answer these questions:

  • How much money do you want?
  • What do you want that money for?
  • Is this consistent with what you currently believe about money?
  • What is your current relationship with money? Is it one where you only pursue money when you want something?
  • Do you connect with money from a place of peace and purpose or from a place of fear and lack?
  • How do you treat the money you already have? In a way that invites more or in a way that is abusive or disrespectful?
  • What would you need to do to create more money in your life? How do you feel about that?
  • Do you resist those things or embrace them?
  • How do you feel about those with money? Do you want to be more like them or less like them?
  • What makes you obsess about money?

I loved answering these questions. I love getting your questions. If you have a question to submit, please send it to me at and I will answer them in a future blog.

#JillTheMoneyCoach #MADEforMore

What if you never ever judged yourself again?

So much of our suffering in life comes from judging ourselves or others. Start paying attention to everything you do. Notice where you find judgment.

Judgment looks like this:
“Wow! I just wish … ” or
“Things shouldn’t really be this way …. ” or
“They should do ….. better/different/less/more”

Judgment is arguing with the way things are. The only things we should change are the things that only we have control of … starting with our own mind.

What if we didn’t judge everything we did in our business? How much more would we get done? How much faster would we grow?

I love this poem by Portia Nelson from her book “There’s a Hole in My Sidewalk”

It presents this progression of self-realization in such a simple way. It’s so matter-of-fact.

“I walk down the street.
There is a deep hole in the sidewalk.
I fall in.
I am lost… I am helpless.
It isn’t my fault.
It takes forever to find a way out.

I walk down the same street.
There is a deep hole in the sidewalk.
I pretend I don’t see it.
I fall in again.
I can’t believe I am in the same place.
But, it isn’t my fault.
It still takes me a long time to get out.

I walk down the same street.
There is a deep hole in the sidewalk.
I see it is there.
I still fall in. It’s a habit.
My eyes are open.
I know where I am.
It is my fault. I get out immediately.

walk down the same street.
There is a deep hole in the sidewalk.
I walk around it.

I walk down another street.”

Yes, in business we get stuck.
In business, we make mistakes.
In business, we fail … a lot.
But we figure it out.
It’s what we do.

If you’re not doing this, my guess is that you’re stuck.
Don’t stay stuck.
Do something.
Do anything.
Take action.
Evaluate the results.
Learn from it.
Take the next action.

What is your next step?
Put it on your calendar, then add it to comments below.

#TakeTheNextStep #JillTheMoneyCoach #DoYouJustDo

Ask …. And You Shall Receive …. Answers to Your Questions


I get questions from people periodically. I thought there might be others that have these same questions. So, I wanted to share some of the questions, along with my responses, in my blog.

I hope you enjoy reading these.

Q: What’s the difference between money and finances?

Finances refers to the management of money, while money is the exchange mechanism itself. When I talk about money mindset with my clients, we talk about their mindset around making money, having money and their relationship with money. You can know everything there is to know about managing your money wisely, but knowledge is just one small piece of the puzzle. Just like we can know what it means to eat right and maintain healthy habits, but implementing that behavior is important. It’s really the same with money behaviors.

Q: How can I get it all?

The first step to having it all is knowing what it means to you to have it all. List the top five things you value in your life. Is it meaningful work? Is it a flexible work schedule? Is it freedom to be your own boss? Is it family and friend connections? Is it geographical location?

Once you understand what it means to you to have it all, determine why you value each one. Next determine what is stopping you from having each thing on your list. What do you have control over? What would need to happen to have that in your life? Determine what is the next thing you would need to do in each area to move closer to having that. Take tiny steps each day, each week, each month and keep evaluating the next step that would move you closer. Keep taking action until you get there.

Q: What is it my soul is really wanting?

Take some time in a quiet space to answer these questions:

  • What is it that I really want most?
  • Why do I want that most? What will it give me?
  • When I have this, what will my life be like?
  • When I have this, what will I be thinking, feeling, and doing?
  • How will this be the same? In what ways will things be different?
  • Why don’t I have this now? What are the obstacles I have faced that have prevented me from understanding what my soul really wants?
  • What conflicts exist between what I truly want and what I think is possible for me? Why?

Q: Why is running a business so hard?

Running a business can be hard when we don’t manage our minds around the challenges we face in building a new business.

What we can do frequently is to check in and notice, without judgment, what we are thinking, feeling and doing around our business.

  • What feels hard?
  • Why does it feel hard?
  • What would working in my business be like if I didn’t judge anything as “hard”?
  • What would I be doing? Why would I be doing it?
  • What do I want to accomplish through my business?
  • Am I willing to do hard things in order to accomplish it?
  • What could I do that would make it easier and more fun to work in my business?

When I check in with myself periodically and examine what is making it hard, frequently I find that it’s all within my control. When I take away my judgment, that alone will make things feel easier.

Q: How should I target paying off student loans?

Your strategy for paying off student loans really depends on your goals. When you make decisions about your financial and lifestyle goals, it will give you a filter for all your financial decisions. You can use this filter to design your personal approach to paying off debt.

  • What income can you devote to paying off the debt?
  • What is your timeline? Why?
  • What’s your compelling reason? Is it to avoid interest, to have more financial freedom, to save for your future, to have more flexibility and fun in your budget? Understand your motivation.
  • Is the need for this stronger than the need to spend money on what you currently spend it on?
  • Are there additional sources of income that you can tap into, even if temporarily, to build some momentum in paying off one or more of the smallest debts?

List your debts by balance from smallest to largest.

Determine the quickest way you can get the smallest debts paid off. Is there something you can do without for a couple months?

Is there additional income you can generate for a few months?

Is there anything you can sell to get a jumpstart? If you have any savings, could you use that to pay off the first one and build momentum?

Q: What are the best budgeting strategies?

The best budgeting strategy is one that you will actually use.

Budgeting decisions are very personal. I recommend that you first establish what they value most in their life. What are your non-negotiables? Things that you don’t want to give up? Why don’t you want to give them up? Do they match the person you want to become and the life you ultimately want to live? Why or why not?

Often, we don’t budget because we think that budgeting is about what we “should” do, which feels very restrictive. Budgeting is really about being more intentional. We don’t set out with the intention to go into debt, which might be precisely why so many do end up living beyond their means.

Most of us aren’t taught how to budget. There are lots of great resources out there for budgeting (check out or Google “Zero based budgeting”). There are many apps you can use, some of which are free. Budgeting doesn’t have to be complicated. In fact, the more complicated you make it, the less likely you are to stick to it.

Get with someone that wants to budget and do budgeting together. This can be a spouse, significant other, a parent, sibling or friend. Set aside 30 minutes each week to check in with your budget and expense tracking. Instead of asking yourself what did I spend in the past, ask yourself what do I want to spend on this category? Tip: Don’t set your sights on perfect. Set your sights on intentional. Just like with a diet, you won’t always get it right. The goal is to become consistent with trusting yourself and doing what you say you will do. Don’t judge yourself. Instead ask yourself – how do I want to handle that going forward?

I loved answering these questions. I love getting your questions. If you have a question to submit, please send it to me at and I will answer them in a future blog.

#JillTheMoneyCoach #MADEforMore